Interim Invoice Factoring: The Cash Flow Lifeline No One Talks About

In the storm restoration world, cash flow is everything. Crews are deployed at a moment’s notice, working 16-hour shifts in harsh conditions. Payroll hits weekly — but payment from the prime contractor? That might take 30, 60, even 90 days.

That’s a problem.

Most subcontractors don’t have the luxury of floating hundreds of thousands in payroll while they wait. And traditional invoice factoring? It only helps after your final invoice is submitted and approved — which can take weeks.

But what if you could get funded before the final invoice goes out?

That’s where interim invoice factoring comes in.

What Is Interim Invoice Factoring?

It’s a form of short-term financing based on approved timesheets, not final invoices.

Here’s how it works:1. Your field crew submits daily timesheets.2. The general contractor signs off on the hours worked.3. Instead of waiting to bundle those into a final invoice, our team generates interim invoices based on those approved timesheets.4. You get funded — often within days.

It’s not magic. It’s just a smarter way to manage cash flow.

Why Traditional Factoring Falls Short

Most factoring companies only fund after you send the final invoice. But in the storm restoration world, that delay can be fatal to your operations.

You need to:- Pay workers weekly- Cover hotel and travel expenses- Keep fuel and equipment flowing- Avoid cash gaps that kill momentum

Waiting for final invoice approval doesn’t work in that environment. That’s why we built a model that works with your timesheets.

How This Helps You Stay in the Game

This isn’t just about convenience — it’s about survival and growth.

With interim invoice factoring, you can:- Take on larger contracts without worrying about cash flow- Retain your best workers by paying them on time- Build trust with GCs by always delivering, even in tough conditions- Scale faster, knowing you won’t run out of cash in the middle of a job

Final Thought: Don’t Let Invoices Hold You Back

The storm won’t wait. Your crew won’t wait. And your opportunity shouldn’t either.

Interim invoice factoring isn’t just a financing tool — it’s a lifeline for contractors who need to move fast, pay fast, and grow smart.

Want to see how it could work for your next deployment? Visit www.StormBackOffice.com or reach out for a quick walkthrough. No pressure — just solutions.